phpWallet – A Comprehensive E-Wallet and Online Payment Gateway System Review
I recently came across phpWallet, an e-wallet and online payment gateway system that aims to provide a custom solution for local currencies and business integration. In this review, I’ll delve into the features, functionality, and benefits of phpWallet to help you decide whether it’s the right solution for your needs.
Key Features
phpWallet boasts an impressive list of features, including:
- Payment Links
- Automated Deposit Payment Gateways (8)
- Automated Payment Gateways on Payment Link (8)
- Automated Payment Gateways on Checkout (8)
- Multiple Payment Gateways (PayPal, Stripe, Strowallet, Flutterwave, Paystack, Instamojo, Razorpay, and Mollie)
- Unlimited Manual Deposit Methods
- Unlimited Manual Withdrawal Methods
- Email Notifications
- Master Virtual Card
- Mobile Recharge
- Airtime and Internet Data Bundle Recharge
- Support Ticket
- REST API
- Currency Exchange
- Multi-Currency Wallets
- Money Transfers
- Peer-to-Peer Trade
- Multi-Language Support
- Voyager Admin Dashboard
- Transactions History
Changelog
The changelog provides a detailed history of updates, with the most recent version being v6.6 (September 2023). The updates have addressed various issues, improved functionality, and added new features, such as the addition of PayPal auto payment gateway, Stripe auto payment gateway, and the like.
Server Requirement
phpWallet requires:
- Database Server: MariaDB
- PHP 7.4
- PDO PHP Extension
- Tokenizer PHP Extension
- PHP Fileinfo Extension
- OpenSSL PHP Extension
- XML PHP Extension
- Mbstring PHP Extension
- GD Library
- CURL Library
- PHP mod_rewrite enabled
- Server that supports Symlinks
Conclusion
phpWallet is an impressive e-wallet and online payment gateway system that offers a wide range of features and functionality. With its scalable architecture, phpWallet is suitable for businesses of all sizes, from small to large enterprises. The support for multiple payment gateways, currency exchange, and multi-language support make it a versatile solution for the modern digital economy.
Rating: 3.7/5
Recommendation: phpWallet is suitable for businesses that require a custom online payment solution for local currencies, as well as those that want to integrate with existing payment systems. However, the extensive feature set and complex installation process may require significant IT resources and expertise.
Try phpWallet today and see how it can help your business thrive in the digital economy!
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Introduction to phpWallet: A Comprehensive Tutorial
phpWallet is an innovative e-wallet and online payment gateway system designed for businesses and individuals who require a secure and reliable method of processing online payments. With phpWallet, users can create a virtual wallet, store funds, and make transactions with ease, all while enjoying the flexibility and convenience of a comprehensive online payment solution.
This tutorial will guide you through the process of setting up and using phpWallet, covering topics such as user registration, wallet management, payment processing, and security features. By the end of this tutorial, you will have a solid understanding of how to utilize phpWallet for your online business or personal transactions.
Prerequisites
Before beginning this tutorial, you will need:
- A computer with a web browser (Google Chrome, Mozilla Firefox, or Safari) and an internet connection
- A valid email address
- Familiarity with basic PHP programming concepts (not necessary, but helpful)
Tutorial Overview
This tutorial will be divided into several sections, covering the following topics:
- Setting Up phpWallet
- Creating a phpWallet account
- Verifying your email address
- User Registration
- Creating a user profile
- Adding and managing payment methods
- Wallet Management
- Adding and withdrawing funds
- Monitoring account balance and transaction history
- Payment Processing
- Making a payment using phpWallet
- Receiving payments and tracking transaction history
- Security Features
- Two-factor authentication (2FA)
- Transaction encryption and protection
Section 1: Setting Up phpWallet
Step 1: Creating a phpWallet Account
- Open a web browser and navigate to the phpWallet website (https://www.phpwallet.com/).
- Click on the "Sign Up" button to create a new account.
- Fill out the registration form with your email address, username, and password. (Note: Make sure your email address is valid, as it will be used for verification purposes.)
- Click on the "Create Account" button to complete the registration process.
Step 2: Verifying Your Email Address
- Check your email inbox for a verification email from phpWallet.
- Open the email and click on the "Verify Email Address" button to confirm your email address.
- You will then be redirected to the phpWallet login page, where you can log in with your newly created account details.
Section 2: User Registration
Step 1: Creating a User Profile
- Log in to your phpWallet account using your email address and password.
- Click on the "Profile" tab in the top navigation menu.
- Fill out your profile information, including name, address, and other relevant details.
- Click on the "Update Profile" button to save your changes.
Step 2: Adding and Managing Payment Methods
- Click on the "Payment Methods" tab in the top navigation menu.
- Click on the "Add Payment Method" button to add a new payment method (e.g., credit card, bank account).
- Fill out the payment method information and confirm your payment details.
- Click on the "Add Payment Method" button to complete the process.
Section 3: Wallet Management
Step 1: Adding and Withdrawing Funds
- Click on the "Wallet" tab in the top navigation menu.
- Click on the "Deposit" button to add funds to your wallet.
- Choose your payment method (e.g., credit card, bank transfer) and follow the prompts to deposit funds.
- Alternatively, click on the "Withdraw" button to withdraw funds from your wallet to your designated payment method.
- Confirm your withdrawal details and click on the "Withdraw" button to complete the process.
Step 2: Monitoring Account Balance and Transaction History
- Click on the "Wallet" tab in the top navigation menu.
- Your account balance will be displayed along with a list of transactions.
- Click on a transaction to view its details, including the amount, date, and transaction status.
Section 4: Payment Processing
Step 1: Making a Payment using phpWallet
- Navigate to the payment page or website of the merchant or service provider you wish to pay.
- Choose phpWallet as your payment method and click on the "Pay with phpWallet" button.
- You will be redirected to the phpWallet payment gateway, where you can select your payment method (e.g., credit card, bank account).
- Fill out the payment information and confirm your payment details.
- Click on the "Pay" button to complete the transaction.
Step 2: Receiving Payments and Tracking Transaction History
- Log in to your phpWallet account and click on the "Wallet" tab in the top navigation menu.
- Your wallet balance will be updated, reflecting the received payment amount.
- Click on the "Transaction History" tab to view a list of all transactions, including incoming and outgoing payments.
- Click on a transaction to view its details, including the amount, date, and transaction status.
Section 5: Security Features
Two-Factor Authentication (2FA)
- Log in to your phpWallet account and click on the "Security" tab in the top navigation menu.
- Click on the "Enable 2FA" button to enable two-factor authentication.
- You will receive a unique code via SMS or email.
- Enter the code to complete the 2FA setup process.
Transaction Encryption and Protection
- phpWallet encrypts all transactions and storage data to ensure the security and integrity of your information.
- All payments are processed through secure protocols, such as HTTPS and SSL, to protect sensitive data.
Conclusion
Congratulations! You have successfully completed the phpWallet tutorial. You now have a comprehensive understanding of how to use phpWallet for online transactions, including setting up your account, managing your wallet, making and receiving payments, and utilizing the security features.
Here is a complete settings example for phpWallet - e-wallet and online payment gateway system:
Basic Settings
In the basic settings section, you will need to configure the currency, decimal places, and the character used to represent the currency symbol.
phpWallet::setCurrencySymbol('£'); phpWallet::setCurrencyCode('GBP'); phpWallet::setDecimalPlaces(2);
Database Settings
In this section, you will need to configure your database connection settings.
db_host = 'localhost'; db_username = 'myuser'; db_password = 'mypassword'; db_name = 'mywallet';
phpWallet::setupDatabase($db_host, $db_username, $db_password, $db_name);
Payment Gateways Settings
In this section, you will need to configure your payment gateway settings.
// PayPal Payments Standard Settings paypal_id = 'your_paypal_id'; paypal_secret_key = 'your_paypal_secret_key'; paypal_transaction_fee = 0.5;
// Stripe Settings stripe_secret_key = 'your_stripe_secret_key'; stripe_publishable_key = 'your_stripe_publishable_key';
phpWallet::setupGateway('paypal', $paypal_id, $paypal_secret_key, $paypal_transaction_fee); phpWallet::setupGateway('stripe', $stripe_secret_key, $stripe_publishable_key);
Email Settings
In this section, you will need to configure your email settings.
email_server = 'smtp.gmail.com'; email_port = 587; email_username = 'your_email_username'; email_password = 'your_email_password'; email_sendmail = true;
phpWallet::setupEmailSettings($email_server, $email_port, $email_username, $email_password, $email_sendmail);
Security Settings
In this section, you will need to configure your security settings.
security_session_name = 'mywallexpress'; security_timeout = 3600;
phpWallet::setupSecuritySettings($security_session_name, $security_timeout);
Here are the key features of the PHP Wallet - e-wallet and online payment gateway system:
Payment Links 8 Automated Deposit Payment Gateways 8 Automated Payment Gateways on payment link 8 Automated Payment Gateways on checkout Multiple Manual Deposit Methods Multiple Manual Withdrawal Methods Email Notifications Master Virtual Card Mobile Recharge 170+ Countries Airtime 170+ Countries Internet Data bundles 800+ Telecoms Operators Airtime Top-Ups Internet Data Top-Ups Support Ticket REST API Email Verification One Time Password (OTP) Currency Exchange Multi Currency Wallets Money Transfers Peer to Peer trade Multi Language Easy Language switcher Admin can add languages Flutterwave Payment Gateway Escrow USD Virtual Card Strowallet API Payzoft API Fund User's Wallet from admin dashboard Vouchers System User Roles Voyager Admin Dashboard Transactions History Developers API Merchant (IPN) WooCommerce Plugin Whmcs Payment Module KYC Ready Virtual Bank Account Creation Loan Management Mobile Recharge Bill Payment Local Gateways (optional)
Other Features:
- Responsive UI
- 6 Color Skins
- Built with Bootstrap 4
- Automatic currency exchange
- Multilingual support
- KYC system
- Email notifications
- User impersonation feature
- Deposit and withdrawal management
- Multi-language support
- Virtual bank account creation
- Loan management
- Mobile recharge and bill payment
Technical Requirements:
- Database Server: MariaDB
- PHP 7.4
- PDO PHP Extension
- Tokenizer PHP Extension
- PHP Fileinfo extension
- OpenSSL PHP Extension
- XML PHP Extension
- Mbstring PHP Extension
- GD Library
- CURL Library
- PHP mod_rewrite enabled
- Server that supports Symlinks
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